MV Realty’s Homeowner Benefit Program: What You Need to Know Before Signing a 40-Year Agreement

MV Realty’s Homeowner Benefit Program has captured attention across Florida—and not for the reasons you might expect. While it offers upfront cash for homeowners, recent litigation has revealed serious concerns that every Central Florida resident should consider.

💰 What Is the MV Realty Program?

MV Realty provides homeowners with payments ranging from $300 to $5,000 in exchange for a 40-year exclusive listing agreement. If the homeowner decides to sell, MV Realty must be the listing agent—or the homeowner may be subject to hefty termination fees.

It’s not a loan, but it functions like one. Liens are filed on your property title, which could affect refinancing, reverse mortgages, or even inheritance plans.

✅ The Potential Pros

• Fast cash payout, especially helpful in emergency situations
• No monthly payments or interest required
• Accessible nationwide, with agents in over 30 states

⚠️ The Hidden Cons

• 40-year obligation, even binding your heirs
• Termination fees up to 3% of your home’s value
• Liens and title encumbrances that limit your financial flexibility
• Limited ability to refinance or take out equity loans
• Allegations of deceptive marketing tactics, now under investigation

⚖️ Where the Lawsuits Stand

The program has been met with fierce legal opposition. Attorneys General from 11 states—including Florida—have filed lawsuits against MV Realty. A Florida judge recently banned the company from enforcing its contracts and collecting fees.

More than 9,300 Florida homeowners have already had their agreements terminated, and MV Realty’s real estate license has been revoked in the state. A trial is pending that could lead to restitution for affected homeowners.

🏠 What This Means for Central Florida Homeowners

If you’ve signed a contract with MV Realty, you may be eligible to terminate it or join restitution efforts. Consult a real estate attorney to review your options.

Thinking about signing? Pause and protect your equity. Your home is one of your most powerful financial assets—make sure you understand every word of any long-term agreement

 

📞 Ready to Talk Real Estate?

If you have questions about MV Realty or want expert guidance on protecting your home’s equity, contact The Shaver Group. Our team is here to help Central Florida homeowners make informed decisions with confidence.

Published on July 22. 2025 / no comments.